Independent settlement company · Oslo

Precise, competent settlement — right on time.

Presis Oppgjør is an independent settlement company licensed by the Financial Supervisory Authority of Norway. We carry out safe, efficient and accurate financial settlements in property transactions.

Become a partner→For estate agents

Settlement statement

Example

Apartment · Oslo

Purchase price received6 450 000

Redemption of seller's loan− 2 812 400

Agent's fee− 98 750

Paid out to seller− 3 538 850

Difference

0,00 kr

Oslo --:--:-- · on time

Photo: Jørn Eriksson · CC BY 2.0

Core values

Three words. One promise.

Our goal is to be a reliable partner for estate agents through deep expertise, personal follow-up and an efficient settlement process.

Control

Every settlement is quality-assured throughout the process.

Competence

Every case is handled by experienced professionals.

Precision

Deadlines are met and the documentation is correct every single time.

The equation

Every krone in has a way out.

A settlement is an equation where both sides must balance — to the last øre. Move the figures and see how money flows out of the client account.

Purchase price6 500 000 kr

Seller's loan to be redeemed2 800 000 kr

Agent's fee and outlays95 000 kr

Indicative example only. Stamp duty of 2.5% applies to freehold property; co-op and share dwellings are exempt. Registration fee NOK 545 per document (deed and mortgage). The final settlement always follows the purchase contract.

Into client account

Purchase price6 500 000
Stamp duty 2.5%162 500
Registration fees1 090

6 663 590 kr

Out of client account

Land registry / state163 590
Seller's bank2 800 000
Agent95 000
Seller3 605 000

6 663 590 kr

In = out. Every time.

Difference: 0,00 kr

The settlement path

From contract to final settlement.

Seven steps, one responsibility. Each step is checked before the next begins — so deadlines hold and the paperwork is correct.

Simplified outline of a typical residential settlement.

01
Contract received
We receive the signed purchase contract and case details from the agent, and open the file.
02
Customer due diligence
Identification and checks of the parties under the Anti-Money Laundering Act, before a single krone moves.
03
Payment in
Purchase price and costs are paid into the client account and checked against the contract.
04
Registration
Deed and mortgage documents are sent to the Norwegian Mapping Authority for registration.
05
Handover
Once the handover is confirmed, the settlement is prepared.
06
Redemption
The seller's loans are redeemed and encumbrances deleted from the land register.
07
Payout
The balance is paid to the seller and the parties receive the settlement statement. It all adds up.

From contract

to final settlement

For estate agents

You sell. We settle.

We handle the entire settlement process, so estate agencies can spend their time on what they do best. Agents get more time for their core business, while buyers and sellers get a safe, efficient and professional settlement.

High availability
Close follow-up
Solid expertise

How we work with agents→

Experience

40 yrs

From Heidi's first settlement in 1986 to today. The team includes some of the most experienced settlement professionals in the industry.

1986
Heidi starts in estate agency and settlement.
2010
Heidi passes the transitional exam.
2011
Eli starts working with settlements.
2026
Presis Oppgjør AS is registered on 10 March — a specialist settlement company.

Team