Privacy
Privacy policy
How Presis Oppgjør AS processes personal data — in settlements, when you contact us and when you visit this website.
Photo: Trine Syvertsen · CC BY 2.0
Presis Oppgjør AS processes personal data about you when we carry out property settlements, when you contact us and when you visit our website. This policy explains what data we process, why, on which legal basis, how long we keep it and what rights you have. All processing follows the GDPR and the Norwegian Personal Data Act.
1. Who is responsible
Presis Oppgjør AS is the controller for the processing described here, with the exceptions in section 2.
Presis Oppgjør AS · Org. no. 937 301 316 · Sognsveien 75A, 0855 Oslo
Privacy email: personvern@presisoppgjor.no · Phone: 22 28 22 21
The managing director has overall responsibility for privacy in the company.
2. Controller or processor
- We are the controller for data processed for our own purposes — e.g. when you contact us directly, when we meet our own legal duties under the Anti-Money Laundering Act and the Bookkeeping Act, and for visits to our website.
- We are a processor when we carry out settlements on behalf of an estate agent, lawyer or other client. The client is then the controller, and we process the data on their instructions under a data processing agreement.
If you bought or sold a home through an agent, contact your agent first. You can always contact us, and we will forward the request to the right controller.
3. What data we process
- Identification data: name, national identity or D-number, copy of ID, date of birth, citizenship
- Contact details: address, email, phone number
- Data about the property and the settlement: purchase contract, deed, mortgage documents, account number, settlement statement, correspondence
- Data we must collect under the Anti-Money Laundering Act, including the origin of funds and any beneficial owners
- Technical data from website visits: IP address, browser and device information and data stored in cookies
We do not process special categories of personal data unless required to meet a legal obligation.
4. Purpose, legal basis and retention
| Purpose | Legal basis | Retention |
|---|---|---|
| Carrying out property settlements on behalf of estate agents, lawyers and other clients | GDPR Art. 6(1)(b) (contract) and Art. 6(1)(c) (legal obligation), cf. the Real Estate Agency Act | 10 years after the assignment ends, cf. Real Estate Agency Regulations § 3-7 |
| Customer due diligence and ongoing monitoring under anti-money-laundering rules, including ID checks | GDPR Art. 6(1)(c), cf. Anti-Money Laundering Act chapter 4 | 5 years after the customer relationship ends or the transaction is completed, cf. AML Act § 30 |
| Accounting, invoicing and bookkeeping | GDPR Art. 6(1)(c), cf. the Bookkeeping Act | 5 years after the end of the financial year for primary documentation |
| Answering enquiries by email, phone and contact form | GDPR Art. 6(1)(f) (legitimate interest in replying to you) | Deleted once the enquiry is handled, at the latest after 12 months |
| Cookies strictly necessary for the website to work | Electronic Communications Act § 3-15(2) (exemption) and GDPR Art. 6(1)(f) | — |
We do not keep personal data longer than necessary or required by law. When the retention period expires, the data is deleted or anonymised.
5. Who we share data with
- Public authorities, including the Norwegian Mapping Authority, the Tax Administration and Økokrim, when required
- Banks and other lenders, when there is or will be a mortgage on the property
- Business manager and board chair in a co-ownership, housing co-op or housing company
- Ground lessor or landowner for leasehold property
- The other party's agent or lawyer in the transaction
- Our data processors, see section 6
We never sell personal data, and we do not share it for marketing purposes.
6. Processors and transfers outside the EU/EEA
We use suppliers that process personal data on our behalf, e.g. for IT operations, email, case management and archiving, all under data processing agreements. Personal data is stored on servers in Norway. Transfers outside the EU/EEA only happen with a valid basis under GDPR chapter V, such as an adequacy decision or the EU standard contractual clauses (SCC) combined with an assessment of the recipient country.
7. Your rights
- Access (Art. 15), rectification (Art. 16), erasure (Art. 17) and restriction (Art. 18)
- Data portability (Art. 20) and objection to processing based on legitimate interest (Art. 21)
- Withdrawal of consent, without affecting the lawfulness of earlier processing (Art. 7(3))
Erasure and objection do not fully apply to data we are legally required to keep. We do not use your data for automated decisions or profiling. Requests about your rights: heidi@presisoppgjor.no. You may also complain to the Norwegian Data Protection Authority (Datatilsynet).
8. Cookies
This website does not use cookies for analytics, marketing or tracking.
